Startup Tech
    Dec 8, 202514 min read

    FinTech Compliance Checklist for Technical Founders

    A comprehensive guide to the technical compliance requirements you'll face when building in the financial technology space.

    JP

    James Park

    Specrova Team

    FinTech Compliance Checklist for Technical Founders

    Building in fintech means navigating a complex regulatory landscape. Here's the technical compliance checklist we use with our fintech clients.

    Data Security Requirements

    Encryption at rest and in transit, access controls, audit logging — these are table stakes for fintech.

    Regulatory Frameworks

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    Depending on your product, you may need to comply with PCI DSS, SOC 2, GDPR, and state-level regulations.

    Conclusion

    Compliance isn't optional in fintech. Build it into your architecture from day one — retrofitting is expensive and risky.

    JP

    Written by James Park

    Head of Engineering at Specrova. Full-stack developer with a focus on developer experience and design systems. Previously at Vercel.

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